Farm Insurance
Insurance for Farms Throughout Lexington, Staunton, Covington, Buena Vista, Waynesboro, Clifton Forge, Warm Springs, Hot Springs, Rockbridge, Augusta, Alleghany and Bath Counties, Virginia
As the largest private industry in Virginia, agriculture is a huge part of life in Virginia. Owning a farm can bring in a lot of prosperity and opportunity, but it also brings a lot of danger. There are unique risks facing farm owners from losing cattle and crops to employee lawsuits.
Huffman Insurance Agencies works with farm owners to tailor policies to protect against the unique dangers of farming. With dedicated agents and access to several top carriers, we’ll find you a comprehensive policy that’s right for your farm and for your wallet.
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Farm Insurance Coverage We Offer
 Huffman Insurance Agencies offer a variety of coverages for farms, including:
Crop insurance is designed to reimburse you if crops are lost or damaged due to fire, storms, tornadoes and more. For many farms, crops can be the main source of income and a loss can hit your wallet heavily. To determine how much crop insurance you need, calculate the value of your crop acreage per unit.
Another common valuable of farms is the livestock. Livestock insurance protects farm animals such as goats, chickens, horses, deer, cattle, pigs, sheep, alpaca, buffalo and more. There are several different types of livestock coverage to protect against:
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Natural Disasters: Natural disasters coverage include accidents such as volcanic eruptions, tornadoes and sinkholes.
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Collision or Death During Transport: While transporting livestock, accidents can happen. If your livestock is injured or killed while in transport, livestock insurance can provide compensation.
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Accidents: Accidents during loading and unloading or other incidents involving fire, smoke, explosions and electrocutions are covered under livestock insurance.
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Crime and Civil Unrest: Crime and civil unrest covers theft and vandalism of your livestock.
Farm Equipment Insurance
Farm equipment insurance provides compensation if your farm equipment suddenly are lost or damaged. Items covered under this insurance include:
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Forage harvesters
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Wagons
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Irrigation equipment
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Farm tools
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Combines
A farm can’t operate fully without the proper equipment, so it’s crucial to have the right coverage in order to cover your farm’s items.
Workers Compensation Insurance
Workers compensation for farms varies depending on your location. In Virginia, farms with at least three full-time employees must carry workers compensation insurance as well as a limited amount of employers’ liability.
Workers compensation insurance helps if an employee is injured on the job. It can provide compensation for immediate medical bills, lost wages while the employee recovers and more. Farms can be dangerous, especially for employees working with animals and heavy equipment. Workers compensation can help the employee recover and prevent lawsuits from hitting the farm.
Protect Your Farm Today
It’s never late to protect your farm. Connect with an agent from Huffman Insurance Agencies at 833-493-4678 or fill out an online quote form to get started now.
Frequently Asked Questions
How Much Does Farm Insurance Cost?
Farm insurance costs depend on a variety of factors, including the value of the items you insure. On average, farm equipment coverage costs around $15 every $1,000. Fill out a to get an idea about how much it will cost to protect your farm items.
What is Farm Bureau Insurance?
Farm Bureau Insurance is farm insurance for members of the state Farm Bureau.
What Does Farm Equipment Insurance Cover?
Farm equipment insurance covers damages caused by fire, lightning, smoke, explosions, theft, wind, hail and vandalism.
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